- Written ByChris Teague
- 7/11/2024
Edited ByJulie Bausch Lent
Extended warranties can make the difference between having a rough day after an accident and knowing that your car is covered when something goes horribly wrong. There are several options available online, but they don’t all offer services in all states. Some of the best companies in the industry offer coverage in Florida, so drivers in this state have plenty of great options to choose from.
Popular Warranty Providers
Overview
The best warranty companies in Florida happen to be the best warranty companies in general. They offer a wide range of coverage options, flexible payment arrangements, solid claims processing, and great customer service. If you’re buying an extended warranty in Florida, these companies should be on your radar.
Best Car Warranty Providers in Florida
Endurance
Endurance is one of the most trusted and well-reviewed warranty providers around, and they offer a wide range of coverage options for most vehicles. The company is a direct provider, meaning it administers its coverage contracts instead of farming it out to other providers. This more streamlined process usually results in lower rates and better customer experience.
Customers can choose the payment term that works best for their budget, and the company offers several great add-ons with every coverage plan. Customers get 24/7 roadside assistance, tire coverage, up to $1,000 toward a new vehicle in the event of a total loss, collision repair discounts, and access to a convenient mobile app.
Pros and Cons
- Endurance is a direct provider
- Coverage works nationwide
- Several coverage options
- 24/7 roadside assistance
- Not all benefits extend the life of coverage
- Some coverage options not that long
Read our full review of Endurance Warranty here.
CARCHEX
CARCHEX is one of the easiest companies to deal with on the phone, and its reps offer information without being too pushy or overbearing. At the same time, the long-running company offers fantastic coverage add-ons, such as roadside assistance, rental car reimbursem*nt, gas delivery, and more.
CARCHEX offers coverage options in five major tiers with affordable plans and extended options for people wanting longer coverage. Customers can cancel within 30 days if they aren’t happy with the coverage, and CARCHEX offers the ability to have repairs performed at any ASE certified shop.
Pros and Cons
- Generous benefits
- Long coverage options available
- Affordable coverage options
- Cannot get coverage for exotic cars, RVs, and other vehicles
- Some policy administrators lack solid customer support
Read our full review of CARCHEX here.
autopom!
autopom! isn’t the cheapest extended warranty option, but it offers fantastic customer service and it is frequently praised as being quick, responsive, and thorough with the claims process. Customers can choose their repair facility, and Autopom! includes rental car reimbursem*nt to assist customers whose vehicles are stuck in the shop for an extended period of time.
Pros and Cons
- Solid value
- Easy quote process and good customer service
- Wide range of coverage options
- Some plans require large down payment
- High-mileage vehicles not eligible for more comprehensive coverage options
Read our full review of autopom! here.
Concord Auto Protect
Concord Auto Protect bucks the trend of negative reviews for extended warranty companies, and it employs ASE certified technicians to assist during the claims process for the easiest and smoothest resolution. Customers can choose their repair shop from thousands of certified locations across the country, and Concord provides better rental car reimbursem*nts than most others for the times when repairs take longer than expected.
Pros and Cons
- Strong customer reviews
- Better rental car reimbursem*nt than many
- Customers choose repair facility
- Not as established as its competitors
Read our full review of Concord Auto Protect here.
CarShield
CarShield is one of few warranty companies that have coverage options for high-mileage vehicles, and the plans come with roadside assistance, so you’re covered to drive your beloved older car without much worry. The company offers affordable plans with flexible payment options, and many find CarShield to be less expensive than its closest competitors.
Pros and Cons
- Company pays shop directly
- Coverage available up to 200,000 miles
- Good benefits and low deductibles
- Plenty of negative reviews
- Very pushy sales tactics
- Some plans lack benefits such as rental car reimbursem*nt
See our full review of Carshield here.
What to Consider While Shopping for a Warranty in Florida
The most important thing to consider when shopping for an extended warranty anywhere is to determine if you actually need one. If your car is newer and still covered by the factory warranty, there’s no need to purchase additional coverage. The same may be true for vehicles on the opposite end of the spectrum, where the price of an extended warranty is greater than the value of the car.
If you’re set on moving forward, take a close look at the companies in the industry to find the one that offers the coverage and service you need. Read reviews and get a feel for how the claims process works so you won’t be surprised when something happens, and make sure to settle on a company that offers pricing and payment terms you can live with.
What Does a Warranty in Florida Cost?
Most extended warranties cost between $1,500 and $2,500, depending on the coverage and vehicle. The same is true in Florida, but it’s important to remember that extended warranties are not insurance, and will not cover damage from storms, hurricanes, flooding, and other natural disasters. Since those things can and do happen in Florida, it’s a good idea to make sure you’re covered.
Conclusion
Extended auto warranties can provide peace of mind and can help you stay out of financial ruin when it comes to your car repair. There are plenty of things to remember and details to keep track of, so do your homework and you’ll have a much better experience.
Our Methodology
Car Talk has spent the last two years diving deeply into the warranties industry for the benefit of our readership and long-time listeners. Our process for deciding on the best warranty companies is exceptionally thorough, involving in-depth research and our unique secret shopper initiative. We compiled over 700 data points across all reviewed companies to refine and inform our selection process. Car Talk reviewed the following important criteria for each company:
- Consumer Satisfaction: Cross referencing multiple trusted resources to pull our fair and balanced customer reviews.
- Cost: Utilizing our secret shopper initiative, we got comparable quotes across all companies so we can validly compare pricing.
- Coverage and Offerings: Our research team delved into the coverage and offerings for each company, comparing what is available, including extras and discounts.
- Official Ratings: We consulted a wide range of verified review sites to extrapolate a ratings score for each.
Read more on the Best Extended Warranties in the industry here.
FAQ
Editor's note and disclaimer: Car Talk is supported by our fans, readers and listeners. When you click on some of the links on our website, we may receive referral compensation. However, you should know that the recommendations we make are based on our independent editorial review and analyses.